Green Dot Bank is a financial technology and bank holding company that operates online and offers competitive rates through its high-yield savings account and unlimited cash-back rewards via its spending account.
Green Dot is also a payments platform company and is the technology platform used by Apple Pay Cash, Uber, and Intuit.
Green dot has a savings account for customers through a pre-paid debit card, the first in the industry, called the Unlimited cashback account.
The card features a 3% cashback return on purchases, as well as a 3% APY towards a customer’s savings account.
Green Dot has a Prepaid Card & Cash Back Debit Card.
The Cash Back Debit Card is available online and in many stores, including CVS Pharmacy, Kmart, and Walgreens while the prepaid card is only available in stores.
Cards bought online are personalized with the customers name.
Cards bought in the store are only a temporary card that does not have the customer’s actual name on it; instead, it says Valued Customer.
Temporary cards are not re-loadable However, if the customer opts in to receive a personalized card, which is free of cost, in 7 to 10 business days it will arrive in the mail with his or her name on it.
Personalized cards are re-loadable in a variety of ways.
There is a monthly charge of $9.95 unless the customer makes more than 30 purchases in a month or loads the card with more than $1000 in that month.
Card users can also opt to have their payroll transferred directly to the card through direct deposit and the card acting as their checking account.
MoneyPak can be used to deposit cash onto card, which is available in the same stores GreenDot prepaid is. Most stores charge $5.95 for reloading.
Green Dot also issues a secured credit card, the Platinum Visa Secured credit card.
This is an actual Visa credit card that is secured by a deposit, and is not a debit card nor is it a prepaid card.
MoneyPak is used to deposit cash to a Green Dot prepaid cards but it can also be used to deposit cash onto third party prepaid or bank debit cards.
Green Dot Debit Cards
Green Dot offers a family of debit cards that help address a range of needs, everyday money management, cash back or paying bills.
All offer early direct deposit, ATM access, a Savings feature, convenient cash deposits using the app.
lock/unlock protection, 24/7 access and a range of other features.
they are only sold in stores.
to learn more about Green Dot Debit Cards CLICK HERE.
Green Dot Prepaid visa Card
Use everywhere Visa debit is accepted in the U.S. Track your spending 24/7, shop online, pay bills and make everyday purchases.
Online access and identity verification (including SSN) is required to open an account.
Mobile number or email address verification and mobile app are required to access all features.
to learn more about Green Dot Prepaid visa card CLICK HERE.
features on the Green Dot app
- Register/activate a new card
- View balance and transaction history and see other account information
- Lock/Unlock feature
- Deposit checks from your mobile phone
- Set up account alerts
- Works with mobile payment options including Apple Pay
- Access chat customer support
Green Dot Unlimited
Green Dot Unlimited is a checking and savings account combo from prepaid card giant, Green Dot.
before you can apply for a Green Dot Unlimited account you must be At least 18 years old, a US resident and have your Social Security number.
The account comes with unlimited 2% cashback on debit card purchases, a high-yield savings account earning 2% APY and free cash deposits.
But you’ll need to spend at least $1,000 a month to avoid the $7.95 monthly fee and you can only redeem your interest and cashback rewards once a year.
How to open a Green Dot Unlimited account
you can apply online or at a retailers store.
- Visit the provider’s site and follow the steps to apply
- go to Green Dot’s website, click Open An Account.
- Enter your personal information, review the deposit agreement and click Open My Account.
you would be given a Debit card within seven to 10 business days of completing your application in your mail.
the required information to a open Green Dot Unlimited are your name, Address, Date of birth, Social Security number, Phone number, Government-issued photo ID.
Green Dot Unlimited doesn’t accept wire transfers, but there are still several ways to access funds.
one of the ways you can access funds on your Green Dot Unlimited are:
- Direct deposit
- Mobile check deposit
- Cash deposit at 90,000+ Green Dot retail locations
- Tax refund
- Transfer from PayPal
- Transfer from another bank
for withdrawals you can use the methods below
- Cashback at a retailer
- Check written out to yourself
- Transfer to PayPal
- Transfer to another bank
How to set up your Green Dot User ID and Password
to create a User ID you will need your:
- card number
- Expiration date
- Date of Birth
- Zip code
- when asked, enter the last 4 digits of your Social Security Number
- Come up with a Green Dot User ID and choose a password, to begin with. then fill in some personal information like your security question and a valid email address
- go through the information you typed in and check if it is accurate.
- if you need to make any changes simply click on edit, then click on confirm to finish creating your Green Dot User ID and password.
How to Login to your Green Dot Account
when you want to login to your Green Dot Account all you need is your User ID and your password.
CLICK HERE to visit the official login page.
NOTE: if you are not in the U.S you will need a good V.P.N to be able to sign up or login to your Green Dot account.
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