techhub logo
Home of Tech Reviews and How Tos
Home of Tech Reviews and How Tos

Can You Use A Walmart Credit Card At Sam’s Club

By: Osinachi
Published: March 24, 2022

Walmart has partnered with Capital One and MasterCard to provide a credit card. Walmart credit cards are issued by Capital One, while MasterCard is the issuer. The Walmart credit card has no yearly cost, and it is eligible for financial deals as well as liability for fraud prevention.

Walmart’s credit card is a well-known co-branded retailer credit card. It comes with some wonderful store brand bonuses and incentives, much like other merchant cards, however, they might be a little confusing to grasp. One of the card’s many advantages is that it may be used at Sam’s Club.

Walmart credit cards are acceptable wherever Mastercard is recognized, including sams clubs online, restaurants, grocery shops, airlines, and more. The Sam’s Club application may be used to use Walmart credit cards, however, there is no special incentive return for such transactions other than a 1% return for all other transactions.

The Walmart Credit Card

Walmart has partnered with Capital One and MasterCard to provide its credit card. The source is Capital One, and the handler is MasterCard. One of the wonderful perks of the Walmart credit card is that it can be used at Walmart stores.

First and foremost, you must know which Walmart credit card you have been authorized for since this will have an impact on how you use it. The Walmart MasterCard and the Walmart Rewards Card are both available from Walmart and Capital One. The credit card’s authorization is contingent on the cardholder’s credit history. The Walmart MasterCard will be automatically accepted for high-quality borrowers, while other borrowers will obtain the Walmart Rewards Card.

Neither Walmart credit card has an annual charge. All cardholders are protected against fraud and can take advantage of special funding deals year-round. The two cards have different interest rates. The Capital One MasterCard has a minimal annual interest rate of 17.99 per cent, while the Rewards Card has a minimum of 26.99 per cent.

Walmart MasterCard

Wherever MasterCard is recognized, the Walmart MasterCard may be used. Sam’s Club, as well as Sam’s Club online, are unquestionably included. Eateries, food stores, airlines, and other merchants accept the Walmart MasterCard.

The Walmart mastercard
The Walmart MasterCard

Other than the 1 per cent refund for other purchases, the card may be used at Sam’s Club, Sam’s Club online, and through the Sam’s Club app.

Walmart Rewards Card

The Walmart Rewards Card has its own set of rules. While it isn’t accepted wherever MasterCard is authorized, the Walmart Rewards Card may be used at the following locations:

Walmart Rewards Mastercard
Walmart Rewards Card
  • Walmart stores in the United States

  • Walmart.com

  • On Walmart’s application

  • Gas stations owned by Murphy USA

  • At Sam’s Club-branded gas stations

  • For in-store purchases at Sam’s Club

  • Gas stations with the Walmart logo

The Walmart Rewards Card cannot be used for internet transactions at samsclub.com, transactions on the Sam’s Club app, or payments from in-store merchants, according to the Rewards Card restrictions.

Members of Sam’s Club can use the Walmart credit card; non-members should enrol if they plan to spend a minimum of $450 at Sam’s Club annually. Walmart and Sam’s Club gift cards can be used to pay for gas at Walmart or Sam’s Club Fuel Stations.

Sam’s Club

If Sam’s Club is your preferred retailer, you have numerous payment alternatives. You may make purchases using the Walmart MasterCard and the Walmart Rewards Card.

Sam’s Club generally recognizes Sam’s Club Credit, Walmart, and Sam’s Club gift cards, as well as any open-loop American Express, MasterCard, Visa, or Discover card, cash, or check. Sam’s Club also accepts SNAP (Supplemental Nutrition Assistance Program) assistance granted by the government.

Sam’s Club Membership and Sam’s Club credit cards are both popular choices for loyal Sam’s Club customers.

Sam’s Club and SamsClub.com transactions accept the following payment methods.

Accepted forms of payment in Sam’s Club:

  • Walmart Credit (PLCC)
  • Discover
  • Visa
  • MasterCard
  • American Express
  • Walmart and Sam’s Club Gift/e-Gift Cards
  • Sam’s Club Credit (PLCC)
  • Cash or Check
  • Prepaid Credit Cards
  • Supplemental Nutrition Assistance Program (SNAP) / Electronic Benefits Transfer (EBT)
  • Debit Card

Accepted forms of payment at SamsClub.com:

  • Walmart and Sam’s Club Gift/e-Gift Cards
  • Sam’s Club Credit (PLCC)
  • Digital Wallet Service – VISA Checkout
  • Discover
  • Visa
  • MasterCard
  • American Express
  • Debit Card
  • Sam’s Club Credit Direct Accounts must be registered as a new online account
  • Prepaid Credit Cards

Benefits Of Sam’s Club Membership

Financial reporting services are discounted for Sam’s Club members. Over 10,000 outlets around the country offer customers special vehicle prices. A Sam’s Club membership comes with a slew of other perks, including discounts on vacation, health insurance, and car maintenance.

Sam’s Club provides a comprehensive list of benefit programs available online. You may also inquire about membership perks at any Sam’s Club location by speaking with customer relations.

There are several membership tiers to choose from. The cost of a standard Sam’s Club membership is $45 annually. The Sam’s Premium Membership costs $100 a year including longer shopping hours (same as for businesses) as well as $10 cashback on every $500 purchased, up to $500 annually.

Is It Possible For Me To Use My Fingerhut Credit Card At Walmart?

Fingerhut is available to a small group of partners, including florists and insurance organizations. When your credit application is granted, Fingerhut will notify you. Apply for webBank/Fingerhut credit and utilize your account right away if authorized. You may pay off your transaction with a monthly payment of as little as $9.99. Fingerhut does not charge interest charges; however, if you do not pay any buyback payment fees on time, you will be charged late fees.

Share with friends

Leave a Reply

Your email address will not be published.

This site uses Akismet to reduce spam. Learn how your comment data is processed.

join our newsletter

Signup today for free and get notified of our new updates.