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Best Credit Cards For Gamers

By: Osinachi
Published: February 27, 2022

You don’t have to be a gamer to understand what a credit card is for. 

Gamers’ credit cards allow you to earn rewards on gaming purchases as well as do other things in the gaming world.

Credit cards can be used to purchase a variety of items, including PlayStation consoles and other video games, whether they are purchased through streaming, in-store, or online.

The right credit card can help you level up, whether you want to get discounts on gaming purchases or buy a new console.

A credit card for gamers can be thought of as a tool that can be used to save money when purchasing your favourite video game.

These credit cards are available in-store or online from retailers such as Best Buy, Amazon, and others.

You can use a credit card to earn rewards on both your everyday spending and your gaming purchases, whether you prefer to buy video games via streaming, online, or in-store.

Gamers can use these credit cards to earn trips, cruises, cash, merchandise, and a variety of other rewards such as points, miles, and cashback.

If you enjoy gaming, knowing how to get the most out of your credit card spending on hardware, accessories, content, and everything else seems like a good idea.

Finding the best cashback credit cards for gaming requires a mix of rewards workarounds and cost considerations. Take a look at our complete guide to the best credit cards for gamers for more information.

So let’s take a look at some of the best gaming credit cards and how they reward your gaming spending.

Best credit cards for gaming

The credit cards listed below are the best credit cards for gamers who want to get rewards from their favourite video games.

  1. Wells Fargo Active Cash℠ Card: They offer unlimited 2% cash back on all purchases, as well as a $200 signup bonus after spending $1,000 in the first three months.
Wells Fargo Active Cash℠ Card
Wells Fargo Active Cash℠ Card

Other benefits include a 0% annual fee and a 0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, followed by an ongoing APR of 14.99 per cent -24.99 per cent Variable APR.

The Wells Fargo Active CashSM Card offers convenient rewards at a competitive rate. It’s great for everything from video game subscriptions to accessories.

2. Amazon Rewards Visa Signature Card: Upon approval, you will receive a $50 Amazon.com gift card with no annual fee, and you will earn 3% back at Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases.

Amazon Rewards Visa Signature Card
Amazon Rewards Visa Signature Card

This card is a good choice for keeping up with your gaming while also earning rewards points on any of your other expenses, given the wide range of video games, consoles, and accessories available to buy on Amazon.

With a variable APR ranging from 14.24 percent to 22.24 percent and a 5% balance transfer fee and a $5 minimum balance transfer fee. There are no annual fees or foreign transaction fees with this card.

3. Bank of America® Customized Cash Rewards credit card: After making at least $1,000 in purchases in the first 90 days of account opening, you will receive a $200 online cash rewards bonus.

Purchases and balance transfers have a 0% intro APR for 15 billing cycles, followed by an ongoing APR of 13.99 percent -23.99 percent Variable APR with a 0% annual fee. You will also receive 1% back on all other purchases.

Bank of America® Customized Cash Rewards credit card

The Bank of America® Customized Cash Rewards credit card allows you to choose from a list of six top-earning rewards categories, including online shopping.

The online category makes the most sense for gamers. Purchases made at Amazon.com, BestBuy.com, Target.com, Apple.com, and Walmart.com, among others, are included.

4. PlayStation Visa Credit Card: Gamers can earn 5X points on purchases of PlayStation and Sony products at authorized retailers with a purchase confirmation, 3X points on cell phone bill payments, and 1X points on all other Visa purchases.

There is no annual fee, and new PlayStation Visa Credit cardholders who spend $3,000 on their card within one year of their credit anniversary date will receive 50% back as a statement credit toward a new PlayStation®Plus 12-month subscription.

PlayStation Visa Credit Card
PlayStation Visa Credit Card

You’ll get a $50 PlayStationTMStore Code for purchases if you use the PlayStation credit card within the first 60 days.

It can be used immediately after approval with a temporary shopping pass for online purchases for beginners. New cardholders may occasionally be eligible for small sign-up bonuses.

5. U.S. Bank Cash+™ Visa Signature® Card: After spending $500 on eligible purchases within 90 days of opening this credit card, you can earn $150 in bonus rewards. 

Every quarter, you’ll get 5% back on your first $2,000 in combined purchases in two categories of your choice, such as home utilities, department stores, and ground transportation.

For the first 12 billing cycles, this card offers a 0% intro APR on balance transfers. A balance transfer fee of 3% of the transferred amount is charged, with a $5 minimum fee. Transfers must be made within 60 days of account opening.

U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card

Purchases and balance transfers have a 0% intro APR for 15 billing cycles, followed by a variable APR of 13.99 percent to 23.99 percent.

The electronics stores on the card are Popular retailers such as Best Buy (in-store and online), Fry’s (in-store and online), Newegg.com, the Apple Store, and others are included in this category.

6. Target REDcard™ Credit Card: Although the Target RedCardTM is a store credit card, it’s worth it if you frequently shop at Target for games and consoles.

Just make sure you pay off your balance in full at the end of the month to avoid paying the card’s high 22.90 per cent variable APR interest rate.

Target REDcard™ Credit Card
Target REDcard™ Credit Card

The Target REDcardTM Credit Card comes with a 5% discount that can be applied to any retailer-specific purchase made online or in-store. It’s one way to save money on games, electronics, accessories, and snacks, among other things.

On Target.com, most items purchased with the card qualify for free shipping as well as a 30-day return and exchange period.

The Target RedCard has no annual fee and can only be used at Target and Target.com.

7. Best Buy credit cards: When you are approved for the card, you will receive a total of 10% back in Best Buy points on your first day of purchases.

Depending on the card, the annual fee ranges from $0 to $59 per year.

Best Buy credit cards

Cardholders with a Visa version earn additional benefits, including a variable APR as high as 25.24 percent on all purchases at Best Buy.

These credit cards are among the best credit cards for gamers. Whether you want to save money on interest when buying a console, cut the cost, or redeem rewards for games, these credit cards are the best you can get.

What Are Credit Cards Used For

Credit cards provide you with a line of credit that you can use to make purchases, balance transfers, and/or cash advances but you must repay the loan amount over time.

A credit card allows you to make a minimum payment on the balance each month by the due date, as well as borrow money from the person who issued the card up to a certain limit

The Best Credit Cards For In-Game Purchases

In-game purchases are not permitted by most credit card companies. The PlayStation® Visa® Credit Card is the only credit card that directly offers purchase rewards for in-game purchases.

You can get credit card rewards for in-game purchases as well, and the best way to get rewards is to buy gift cards for your favourite platforms or games with a rewards card.

Gaming cards are available in a variety of places, including big-box stores, grocery stores, and even office supply stores.

The perfect trick is to use a rewards card that gives you bonus rewards at that store. For example, use a grocery store rewards card to get gift cards on your next food run.

Gift cards for popular video game platforms are available.

including:

  • Google Play Store
  • Steam
  • Microsoft Xbox Store
  • Sony PlayStation Store
  • Nintendo eShop

Some games have their own specific gift cards such as Fortnite, League of Legends, Minecraft, World of Warcraft, Sims 4 they are also among the easiest you can find.

Thanks for reading.

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